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MCP server for Xero accounting — contacts, invoices, payments, accounts, and financial reports.
About
MCP server for Xero accounting — contacts, invoices, payments, accounts, and financial reports.
Security Report
The Xero MCP server is well-structured with appropriate use of environment variables for authentication and reasonable permission scoping for a business accounting tool. However, several code quality and security concerns lower the score: the invoice card HTML contains a large embedded JavaScript bundle with minified code that is difficult to audit, there is no input validation on critical parameters like tenant IDs and access tokens before API calls, error handling could be more specific, and sensitive data handling could be improved. The server's permissions (network HTTP, environment variables, file system) are appropriate for its purpose, but the lack of explicit input validation on user-supplied parameters represents a moderate concern. Supply chain analysis found 2 known vulnerabilities in dependencies (2 critical, 0 high severity).
3 files analyzed · 8 issues found
Security scores are indicators to help you make informed decisions, not guarantees. Always review permissions before connecting any MCP server.
Permissions Required
This plugin requests these system permissions. Most are normal for its category.
What You'll Need
Set these up before or after installing:
Environment variable: XERO_TENANT_ID
Environment variable: XERO_ACCESS_TOKEN
Environment variable: MCP_TRANSPORT
Environment variable: AUTH_MODE
Environment variable: LOG_LEVEL
How to Install
Add this to your MCP configuration file:
{
"mcpServers": {
"io-github-wyre-technology-xero-mcp": {
"env": {
"AUTH_MODE": "your-auth-mode-here",
"LOG_LEVEL": "your-log-level-here",
"MCP_TRANSPORT": "your-mcp-transport-here",
"XERO_TENANT_ID": "your-xero-tenant-id-here",
"XERO_ACCESS_TOKEN": "your-xero-access-token-here"
},
"args": [
"-y",
"@wyre-technology/xero-mcp"
],
"command": "npx"
}
}
}Documentation
View on GitHubFrom the project's GitHub README.
Xero MCP Server
Model Context Protocol (MCP) server for the Xero Accounting API. Enables Claude and other MCP-compatible clients to manage Xero contacts, invoices, payments, accounts, and reports.
Features
- Contacts, invoices, payments, chart of accounts, and financial reports over stdio, HTTP, or Cloudflare Workers transports
- Interactive invoice card (MCP Apps, SEP-1865):
xero_invoices_getrenders as a rich, read-only card in MCP Apps hosts — neutral by default, brandable viawindow.__BRAND__injection orMCP_BRAND_*env vars - Gateway mode for per-request, multi-tenant credentials
One-Click Deployment
Note on registry auth: This server depends only on public npm packages, so the Cloudflare and DigitalOcean cloud builders install its dependencies anonymously — no token is required for one-click deploy. (If a future release adds a private
@wyre-ai/*dependency, you would supply a GitHub PAT withread:packagesas a build variable —NODE_AUTH_TOKENfor Cloudflare Workers, a build-timeGITHUB_TOKENsecret for DigitalOcean.)Installing the published package: The released package is published to the GitHub Packages npm registry, which requires authentication on every install (even for public packages). To install it, authenticate npm to
npm.pkg.github.comwith a GitHub PAT that hasread:packages:export NODE_AUTH_TOKEN=$(gh auth token) npm install @wyre-ai/xero-mcp
Quick Start
Prerequisites
- Node.js >= 20
- Xero OAuth2 app credentials (requires a Xero developer account)
Install and Build
npm install
npm run build
Run (stdio mode)
XERO_ACCESS_TOKEN=your-access-token XERO_TENANT_ID=your-tenant-id npm start
Run (HTTP mode)
CONDUIT_S2S_SECRET is required. If it is empty or a known placeholder, the process logs an error and exits non-zero. It never prints the secret.
MCP_TRANSPORT=http \
CONDUIT_S2S_SECRET="$CONDUIT_S2S_SECRET" \
XERO_ACCESS_TOKEN=your-access-token \
XERO_TENANT_ID=your-tenant-id \
npm start
With a secret set and MCP_HTTP_HOST unset, the server listens on http://0.0.0.0:8080/mcp.
Local HTTP without a secret is development-only. It logs a warning, does not check X-Gateway-S2S, and binds 127.0.0.1 only (a non-loopback MCP_HTTP_HOST is ignored):
MCP_TRANSPORT=http MCP_ALLOW_INSECURE_DEV=1 npm start
Docker
The image listens on 0.0.0.0 inside the container. Publish the port on loopback and pass the S2S secret. Gateway mode does not read Xero credentials from the environment:
docker build -t xero-mcp .
docker run \
-e CONDUIT_S2S_SECRET=your-s2s-secret \
-e AUTH_MODE=gateway \
-p 127.0.0.1:8080:8080 \
xero-mcp
Single-tenant HTTP (AUTH_MODE=env) still requires the S2S secret, then uses XERO_ACCESS_TOKEN and XERO_TENANT_ID:
docker run \
-e CONDUIT_S2S_SECRET=your-s2s-secret \
-e AUTH_MODE=env \
-e XERO_ACCESS_TOKEN=your-access-token \
-e XERO_TENANT_ID=your-tenant-id \
-p 127.0.0.1:8080:8080 \
xero-mcp
Docker Compose
The checked-in Compose service is gateway mode. It does not set XERO_ACCESS_TOKEN or XERO_TENANT_ID and does not use env_file, so a project .env cannot inject static vendor credentials into the container. Compose refuses to start when CONDUIT_S2S_SECRET is unset or empty, and publishes 127.0.0.1:8080:8080.
CONDUIT_S2S_SECRET=your-s2s-secret docker compose up
Environment Variables
Copy .env.example. Leave CONDUIT_S2S_SECRET empty in that file.
| Variable | Required | Default | Description |
|---|---|---|---|
XERO_ACCESS_TOKEN | For stdio and AUTH_MODE=env | — | Xero OAuth2 access token. Not set on the gateway Compose service. |
XERO_TENANT_ID | For stdio and AUTH_MODE=env | — | Xero tenant ID (organisation). Not set on the gateway Compose service. |
MCP_TRANSPORT | No | stdio | Transport type: stdio or http |
MCP_HTTP_PORT | No | 8080 | HTTP server port |
MCP_HTTP_HOST | No | 0.0.0.0 when CONDUIT_S2S_SECRET is set | Bind address. A configured secret honors this value. With no secret, MCP_ALLOW_INSECURE_DEV=1 forces 127.0.0.1. The container image sets 0.0.0.0. |
AUTH_MODE | No | env | env or gateway. Compose sets gateway. |
CONDUIT_S2S_SECRET | Yes for HTTP | — | Service-to-service HMAC secret. HTTP startup exits non-zero when this is empty or a known placeholder. Never commit a real value. The value is never logged. |
MCP_ALLOW_INSECURE_DEV | No | unset | Set to exactly 1 for local HTTP without CONDUIT_S2S_SECRET. Logs a warning, skips X-Gateway-S2S, and binds 127.0.0.1 only. Does not accept a placeholder secret. |
/health stays unauthenticated and does not read credentials. The stdio transport does not use CONDUIT_S2S_SECRET.
HTTP authentication
With MCP_TRANSPORT=http and CONDUIT_S2S_SECRET set, every /mcp request must include X-Gateway-S2S. The check is verifyS2sHeader in src/s2s-verify.ts.
The header value is t=<unix seconds>,v1=<hex>:
<unix seconds>is the current UTC time.<hex>is HMAC-SHA256 of the literal stringt=<unix seconds>(the samet=prefix and digits), keyed withCONDUIT_S2S_SECRET, encoded as 64 lowercase hex characters.- The timestamp must be within 300 seconds of the server clock.
A missing or invalid header is HTTP 401, before vendor credentials are read. The secret is never logged.
TS=$(date +%s)
SIG=$(printf 't=%s' "$TS" | openssl dgst -sha256 -hmac "$CONDUIT_S2S_SECRET" -hex | awk '{print $NF}')
curl -sS http://127.0.0.1:8080/mcp \
-H 'Content-Type: application/json' \
-H 'Accept: application/json, text/event-stream' \
-H "X-Gateway-S2S: t=${TS},v1=${SIG}" \
-H "X-Xero-Access-Token: $XERO_ACCESS_TOKEN" \
-H "X-Xero-Tenant-Id: $XERO_TENANT_ID" \
-d '{"jsonrpc":"2.0","id":1,"method":"tools/list"}'
Known placeholders (replace-with-a-real-secret, your-s2s-secret, your-secret, changeme, change-me, placeholder, secret, example, replace-me, s2s-secret, any case, surrounding whitespace ignored) are refused at startup so a copied example cannot forge that header. Generate a secret with openssl rand -hex 32.
Gateway Mode
When AUTH_MODE=gateway, credentials are passed per-request via HTTP headers instead of environment variables:
X-Xero-Access-Token— OAuth2 access tokenX-Xero-Tenant-Id— Xero tenant ID
A request missing either header gets HTTP 401 and does not fall back to XERO_ACCESS_TOKEN or XERO_TENANT_ID. When CONDUIT_S2S_SECRET is set, the request must also include a valid X-Gateway-S2S header. This allows a gateway/proxy to manage multi-tenant credentials.
Interactive Invoice Card (MCP Apps)
xero_invoices_get renders as an interactive card in MCP Apps hosts
(Claude Desktop/web) showing status, contact, dates, amounts, and line
items; plain-JSON behavior is unchanged in other hosts. The card is
read-only — invoices are financial records, so no write actions are
exposed from it. It is neutral by default and brandable via
window.__BRAND__ injection or MCP_BRAND_* env vars (MCP_BRAND_NAME,
MCP_BRAND_LOGO_URL, MCP_BRAND_PRIMARY_COLOR, MCP_BRAND_ACCENT_COLOR,
MCP_BRAND_BG, MCP_BRAND_TEXT) — no rebuild needed.
Available Tools
Tools are organized into domains. Use xero_navigate to select a domain, then use the domain-specific tools.
Navigation
xero_navigate— Select a domain (contacts, invoices, payments, accounts, reports)xero_back— Return to domain selection
Contacts
xero_contacts_list— List contacts with pagination and optional filteringxero_contacts_get— Get detailed contact information by IDxero_contacts_create— Create a new contact (customer or supplier)xero_contacts_search— Search contacts by name
Invoices
xero_invoices_list— List invoices with optional status and type filtersxero_invoices_get— Get detailed invoice information by IDxero_invoices_create— Create a new invoice (sales or bill)xero_invoices_update_status— Update invoice status (submit, authorise, void)
Payments
xero_payments_list— List payments with optional status filterxero_payments_get— Get detailed payment information by IDxero_payments_create— Record a payment against an invoice
Accounts
xero_accounts_list— List chart of accounts with optional type/class filterxero_accounts_get— Get detailed account information by ID
Reports
xero_reports_profit_and_loss— Profit and Loss (income statement) for a date rangexero_reports_balance_sheet— Balance Sheet as of a specific datexero_reports_aged_receivables— Aged Receivables by contactxero_reports_aged_payables— Aged Payables by contact
License
Apache-2.0
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