Back to Browse

Xero MCP Server

Business ToolsModerate7.2MCP RegistryLocal
Free

Server data from the Official MCP Registry

MCP server for Xero accounting — contacts, invoices, payments, accounts, and financial reports.

About

MCP server for Xero accounting — contacts, invoices, payments, accounts, and financial reports.

Security Report

7.2
Moderate7.2Low Risk

The Xero MCP server requires OAuth credentials, enforces HMAC-signed S2S authentication for HTTP mode, and keeps secrets out of logs and source, with network and env var access that match its accounting API purpose. The main open items are an unverified truncated generated UI bundle and low-severity review points around externally configurable brand assets and the Docker 0.0.0.0 bind. Supply chain analysis found 1 known vulnerability in dependencies (0 critical, 1 high severity).

3 files analyzed · 6 issues found

Security scores are indicators to help you make informed decisions, not guarantees. Always review permissions before connecting any MCP server.

Permissions Required

This plugin requests these system permissions. Most are normal for its category.

HTTP Network Access

Connects to external APIs or services over the internet.

env_vars

Check that this permission is expected for this type of plugin.

What You'll Need

Set these up before or after installing:

Xero tenant ID (organisation). Required when AUTH_MODE is 'env'.Optional

Environment variable: XERO_TENANT_ID

Xero OAuth2 access token. Required when AUTH_MODE is 'env'.Required

Environment variable: XERO_ACCESS_TOKEN

Transport mode for the server. Set to 'stdio' for local CLI use; the image defaults to 'http' for gateway hosting.Optional

Environment variable: MCP_TRANSPORT

Credential source: 'env' reads vars locally, 'gateway' expects header injection from the WYRE MCP Gateway.Optional

Environment variable: AUTH_MODE

Log verbosity: debug, info, warn, errorOptional

Environment variable: LOG_LEVEL

How to Install

Add this to your MCP configuration file:

{
  "mcpServers": {
    "io-github-wyre-ai-xero-mcp": {
      "env": {
        "AUTH_MODE": "your-auth-mode-here",
        "LOG_LEVEL": "your-log-level-here",
        "MCP_TRANSPORT": "your-mcp-transport-here",
        "XERO_TENANT_ID": "your-xero-tenant-id-here",
        "XERO_ACCESS_TOKEN": "your-xero-access-token-here"
      },
      "args": [
        "-y",
        "@wyre-ai/xero-mcp"
      ],
      "command": "npx"
    }
  }
}

Documentation

View on GitHub

From the project's GitHub README.

Xero MCP Server

Model Context Protocol (MCP) server for the Xero Accounting API. Enables Claude and other MCP-compatible clients to manage Xero contacts, invoices, payments, accounts, and reports.

Features

  • Contacts, invoices, payments, chart of accounts, and financial reports over stdio, HTTP, or Cloudflare Workers transports
  • Interactive invoice card (MCP Apps, SEP-1865): xero_invoices_get renders as a rich, read-only card in MCP Apps hosts — neutral by default, brandable via window.__BRAND__ injection or MCP_BRAND_* env vars
  • Gateway mode for per-request, multi-tenant credentials

One-Click Deployment

Deploy to DO

Deploy to Cloudflare Workers

Note on registry auth: This server depends only on public npm packages, so the Cloudflare and DigitalOcean cloud builders install its dependencies anonymously — no token is required for one-click deploy. (If a future release adds a private @wyre-ai/* dependency, you would supply a GitHub PAT with read:packages as a build variable — NODE_AUTH_TOKEN for Cloudflare Workers, a build-time GITHUB_TOKEN secret for DigitalOcean.)

Installing the published package: The released package is published to the GitHub Packages npm registry, which requires authentication on every install (even for public packages). To install it, authenticate npm to npm.pkg.github.com with a GitHub PAT that has read:packages:

export NODE_AUTH_TOKEN=$(gh auth token)
npm install @wyre-ai/xero-mcp

Quick Start

Prerequisites

Install and Build

npm install
npm run build

Run (stdio mode)

XERO_ACCESS_TOKEN=your-access-token XERO_TENANT_ID=your-tenant-id npm start

Run (HTTP mode)

CONDUIT_S2S_SECRET is required. If it is empty or a known placeholder, the process logs an error and exits non-zero. It never prints the secret.

MCP_TRANSPORT=http \
  CONDUIT_S2S_SECRET="$CONDUIT_S2S_SECRET" \
  XERO_ACCESS_TOKEN=your-access-token \
  XERO_TENANT_ID=your-tenant-id \
  npm start

With a secret set and MCP_HTTP_HOST unset, the server listens on http://0.0.0.0:8080/mcp.

Local HTTP without a secret is development-only. It logs a warning, does not check X-Gateway-S2S, and binds 127.0.0.1 only (a non-loopback MCP_HTTP_HOST is ignored):

MCP_TRANSPORT=http MCP_ALLOW_INSECURE_DEV=1 npm start

Docker

The image listens on 0.0.0.0 inside the container. Publish the port on loopback and pass the S2S secret. Gateway mode does not read Xero credentials from the environment:

docker build -t xero-mcp .
docker run \
  -e CONDUIT_S2S_SECRET=your-s2s-secret \
  -e AUTH_MODE=gateway \
  -p 127.0.0.1:8080:8080 \
  xero-mcp

Single-tenant HTTP (AUTH_MODE=env) still requires the S2S secret, then uses XERO_ACCESS_TOKEN and XERO_TENANT_ID:

docker run \
  -e CONDUIT_S2S_SECRET=your-s2s-secret \
  -e AUTH_MODE=env \
  -e XERO_ACCESS_TOKEN=your-access-token \
  -e XERO_TENANT_ID=your-tenant-id \
  -p 127.0.0.1:8080:8080 \
  xero-mcp

Docker Compose

The checked-in Compose service is gateway mode. It does not set XERO_ACCESS_TOKEN or XERO_TENANT_ID and does not use env_file, so a project .env cannot inject static vendor credentials into the container. Compose refuses to start when CONDUIT_S2S_SECRET is unset or empty, and publishes 127.0.0.1:8080:8080.

CONDUIT_S2S_SECRET=your-s2s-secret docker compose up

Environment Variables

Copy .env.example. Leave CONDUIT_S2S_SECRET empty in that file.

VariableRequiredDefaultDescription
XERO_ACCESS_TOKENFor stdio and AUTH_MODE=env—Xero OAuth2 access token. Not set on the gateway Compose service.
XERO_TENANT_IDFor stdio and AUTH_MODE=env—Xero tenant ID (organisation). Not set on the gateway Compose service.
MCP_TRANSPORTNostdioTransport type: stdio or http
MCP_HTTP_PORTNo8080HTTP server port
MCP_HTTP_HOSTNo0.0.0.0 when CONDUIT_S2S_SECRET is setBind address. A configured secret honors this value. With no secret, MCP_ALLOW_INSECURE_DEV=1 forces 127.0.0.1. The container image sets 0.0.0.0.
AUTH_MODENoenvenv or gateway. Compose sets gateway.
CONDUIT_S2S_SECRETYes for HTTP—Service-to-service HMAC secret. HTTP startup exits non-zero when this is empty or a known placeholder. Never commit a real value. The value is never logged.
MCP_ALLOW_INSECURE_DEVNounsetSet to exactly 1 for local HTTP without CONDUIT_S2S_SECRET. Logs a warning, skips X-Gateway-S2S, and binds 127.0.0.1 only. Does not accept a placeholder secret.

/health stays unauthenticated and does not read credentials. The stdio transport does not use CONDUIT_S2S_SECRET.

HTTP authentication

With MCP_TRANSPORT=http and CONDUIT_S2S_SECRET set, every /mcp request must include X-Gateway-S2S. The check is verifyS2sHeader in src/s2s-verify.ts.

The header value is t=<unix seconds>,v1=<hex>:

  • <unix seconds> is the current UTC time.
  • <hex> is HMAC-SHA256 of the literal string t=<unix seconds> (the same t= prefix and digits), keyed with CONDUIT_S2S_SECRET, encoded as 64 lowercase hex characters.
  • The timestamp must be within 300 seconds of the server clock.

A missing or invalid header is HTTP 401, before vendor credentials are read. The secret is never logged.

TS=$(date +%s)
SIG=$(printf 't=%s' "$TS" | openssl dgst -sha256 -hmac "$CONDUIT_S2S_SECRET" -hex | awk '{print $NF}')
curl -sS http://127.0.0.1:8080/mcp \
  -H 'Content-Type: application/json' \
  -H 'Accept: application/json, text/event-stream' \
  -H "X-Gateway-S2S: t=${TS},v1=${SIG}" \
  -H "X-Xero-Access-Token: $XERO_ACCESS_TOKEN" \
  -H "X-Xero-Tenant-Id: $XERO_TENANT_ID" \
  -d '{"jsonrpc":"2.0","id":1,"method":"tools/list"}'

Known placeholders (replace-with-a-real-secret, your-s2s-secret, your-secret, changeme, change-me, placeholder, secret, example, replace-me, s2s-secret, any case, surrounding whitespace ignored) are refused at startup so a copied example cannot forge that header. Generate a secret with openssl rand -hex 32.

Gateway Mode

When AUTH_MODE=gateway, credentials are passed per-request via HTTP headers instead of environment variables:

  • X-Xero-Access-Token — OAuth2 access token
  • X-Xero-Tenant-Id — Xero tenant ID

A request missing either header gets HTTP 401 and does not fall back to XERO_ACCESS_TOKEN or XERO_TENANT_ID. When CONDUIT_S2S_SECRET is set, the request must also include a valid X-Gateway-S2S header. This allows a gateway/proxy to manage multi-tenant credentials.

Interactive Invoice Card (MCP Apps)

xero_invoices_get renders as an interactive card in MCP Apps hosts (Claude Desktop/web) showing status, contact, dates, amounts, and line items; plain-JSON behavior is unchanged in other hosts. The card is read-only — invoices are financial records, so no write actions are exposed from it. It is neutral by default and brandable via window.__BRAND__ injection or MCP_BRAND_* env vars (MCP_BRAND_NAME, MCP_BRAND_LOGO_URL, MCP_BRAND_PRIMARY_COLOR, MCP_BRAND_ACCENT_COLOR, MCP_BRAND_BG, MCP_BRAND_TEXT) — no rebuild needed.

Available Tools

Tools are organized into domains. Use xero_navigate to select a domain, then use the domain-specific tools.

Navigation

  • xero_navigate — Select a domain (contacts, invoices, payments, accounts, reports)
  • xero_back — Return to domain selection

Contacts

  • xero_contacts_list — List contacts with pagination and optional filtering
  • xero_contacts_get — Get detailed contact information by ID
  • xero_contacts_create — Create a new contact (customer or supplier)
  • xero_contacts_search — Search contacts by name

Invoices

  • xero_invoices_list — List invoices with optional status and type filters
  • xero_invoices_get — Get detailed invoice information by ID
  • xero_invoices_create — Create a new invoice (sales or bill)
  • xero_invoices_update_status — Update invoice status (submit, authorise, void)

Payments

  • xero_payments_list — List payments with optional status filter
  • xero_payments_get — Get detailed payment information by ID
  • xero_payments_create — Record a payment against an invoice

Accounts

  • xero_accounts_list — List chart of accounts with optional type/class filter
  • xero_accounts_get — Get detailed account information by ID

Reports

  • xero_reports_profit_and_loss — Profit and Loss (income statement) for a date range
  • xero_reports_balance_sheet — Balance Sheet as of a specific date
  • xero_reports_aged_receivables — Aged Receivables by contact
  • xero_reports_aged_payables — Aged Payables by contact

License

Apache-2.0

Reviews

No reviews yet

Be the first to review this server!