How do I install Xendit?

Xendit is a local plugin. Install it using npm package: xendit-mcp and add the generated configuration snippet to your AI app's MCP config file. Then restart your AI app.

What AI apps work with Xendit?

Xendit uses the Model Context Protocol (MCP) and works with any MCP-compatible AI app, including Claude, ChatGPT / Codex, Gemini, Copilot, Cursor, and more.

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Xendit MCP Server

by User

Developer ToolsModerate7.1Local

Free

Xendit payment APIs for AI agents. Invoices, disbursements, balances.

About

Xendit payment APIs for AI agents. Invoices, disbursements, balances.

Security Report

7.1

Moderate7.1Low Risk

Valid MCP server (2 strong, 4 medium validity signals). 4 known CVEs in dependencies (0 critical, 3 high severity) Package registry verified. Imported from the Official MCP Registry. Trust signals: trusted author (5/5 approved).

3 files analyzed · 5 issues found

Security scores are indicators to help you make informed decisions, not guarantees. Always review permissions before connecting any MCP server.

Permissions Required

This plugin requests these system permissions. Most are normal for its category.

HTTP Network Access

Connects to external APIs or services over the internet.

env_vars

Check that this permission is expected for this type of plugin.

How to Install

Add this to your MCP configuration file:

{
  "mcpServers": {
    "io-github-mrslbt-xendit-mcp": {
      "args": [
        "-y",
        "xendit-mcp"
      ],
      "command": "npx"
    }
  }
}

Documentation

View on GitHub

From the project's GitHub README.

xendit-mcp

Model Context Protocol server for the Xendit payment API. Supports invoices, disbursements, balances, and transactions across Indonesia, the Philippines, Thailand, Vietnam, and Malaysia.

Install

npm install -g xendit-mcp

Or run on demand with npx xendit-mcp.

Configuration

Sign up at the Xendit Dashboard.
Go to Settings → API Keys and generate a key.
Use a test key (xnd_development_...) for development or a live key for production.

Variable	Required	Description
`XENDIT_API_KEY`	yes	Test or live API key
`XENDIT_ENABLE_DISBURSEMENTS`	no	Set to `true` to enable disbursement tools (money-movement). Disabled by default.
`XENDIT_ALLOW_LIVE`	no	Set to `true` to allow live/production keys (prefixes `xnd_production_`, `iluma_production_`, `sk_live_`). Refused by default.

Claude Desktop

Edit claude_desktop_config.json:

{
  "mcpServers": {
    "xendit": {
      "command": "npx",
      "args": ["-y", "xendit-mcp"],
      "env": {
        "XENDIT_API_KEY": "your-api-key"
      }
    }
  }
}

Claude Code

claude mcp add xendit -e XENDIT_API_KEY=your-api-key -- npx -y xendit-mcp

Cursor

Add to ~/.cursor/mcp.json with the same shape as Claude Desktop.

Tools

Tool	Description
`get_balance`	Account balance by type (CASH, HOLDING, TAX).
`list_invoices`	List invoices filtered by status, date range, or currency.
`get_invoice`	Retrieve a single invoice.
`create_invoice`	Create a payment invoice and return a payment link.
`expire_invoice`	Expire an active invoice.
`list_transactions`	List payments, disbursements, refunds, and fees.
`create_disbursement`	Send funds to a bank account or e-wallet. Disabled unless `XENDIT_ENABLE_DISBURSEMENTS=true`.
`get_disbursement`	Check disbursement status. Disabled unless `XENDIT_ENABLE_DISBURSEMENTS=true`.
`list_disbursement_banks`	List supported banks and e-wallets by country. Disabled unless `XENDIT_ENABLE_DISBURSEMENTS=true`.

Prompts

Prompt	Description
`check_balance`	Report account balance.
`recent_payments`	Payments received in the last N days.
`create_payment_link`	Generate a payment link for a customer.
`unpaid_invoices`	List pending invoices.
`daily_summary`	Today's payment activity.

Resources

Resource	URI	Description
Supported Banks	`xendit://banks`	Bank codes for Indonesia and the Philippines.
API Info	`xendit://info`	Xendit API details and rate limits.

Example queries

What's my current Xendit balance?
Saldo Xendit saya berapa?

Create an invoice for Rp 500,000 for "Website design deposit".
Buatkan invoice Rp 500.000 untuk "Deposit desain website".

Show me all unpaid invoices.
Tampilkan semua invoice yang belum dibayar.

With XENDIT_ENABLE_DISBURSEMENTS=true:

Send Rp 1,000,000 to Ahmad at BCA.
Kirim Rp 1.000.000 ke Ahmad di BCA.

List available banks for disbursement in the Philippines.

Environments

Xendit issues separate test and live API keys. Test keys operate against the Xendit sandbox, so no real funds move. Live keys (xnd_production_..., iluma_production_..., sk_live_...) operate against production.

Safety

This server can move real money through the Xendit API. Key safeguards:

Disbursement tools are disabled by default. create_disbursement, get_disbursement, and list_disbursement_banks are only registered when XENDIT_ENABLE_DISBURSEMENTS=true. Only enable them in trusted agent contexts where tool inputs cannot be influenced by untrusted content.
Live keys are refused by default. Keys with the prefixes xnd_production_, iluma_production_, or sk_live_ are rejected at startup unless XENDIT_ALLOW_LIVE=true. Always test with a development key (xnd_development_...) first.
Idempotency. create_disbursement uses your externalId as the Idempotency-Key, so retries with the same externalId will not create duplicate transfers. Use a fresh externalId for each new disbursement.

Even with these gates on, review any money-moving request before approving the tool call. Treat tool inputs derived from model output as untrusted.

Disclaimer

This is an unofficial, community-built MCP server. Not affiliated with, endorsed by, or sponsored by Xendit. Xendit is a trademark of its respective owners. Use at your own risk. The author accepts no liability for funds lost through misuse, prompt injection, or bugs.